Real estate and tax
Real estate and tax is a difficult matter for many individuals, while there are so many opportunities. It goes without saying that you do not file an incorrect tax return, apply prohibited tax constructions or keep a sloppy administration. When you delve into tax matters, or receive expert tax advice on tax regulations and laws, there are important benefits to be gained and you are protected against sanctions, fines, legal proceedings and the like.
Private individuals sometimes need specialist knowledge, for example to calculate taxes on real estate, rental/sale/purchase of real estate, provide financial insight into real estate, and the like. AGA Fiscalisten has the expertise and experience to fully clarify complex financial issues. Our reliable expert tax specialists, who all have years of experience, see every opportunity. All our tax specialists have years of experience and the mr. title.
Different types of property tax.
If you own real estate, you have to deal with various taxes.
Real estate: Property tax
If you have a (holiday) house or apartment, you must pay the municipal property tax. The rates are set by the municipality and therefore differ per location. The tax that is levied is always a percentage of the WOZ value of your property. This value is determined by the municipality by means of a valuation. They assume the value that the object would yield on January 1 of the previous year. The report of this valuation can be requested and if you do not agree with the value that has been determined, you can appeal against this. This must be done within 6 weeks after receiving the WOZ decision.
Real estate: Transfer tax
If you have received or purchased a property, transfer tax must usually be paid. Think of an immovable property, for example; a home, a piece of land or a business premises, etc.
The rates for the transfer tax are divided into two categories. There are two different rates for this.
- A rate of 2% (2023) for: (This rate is for the transfer of homes in which the buyer himself will live for a longer period of time and for which no exemption from the transfer tax applies).
- A rate of 10.4% (2023) for: (All other real estate. Such as, for example, a business premises, holiday home, or a garage that you purchase later than the home to which it belongs).
Real estate: Wealth tax in Box 3
Owning a real estate object is seen by the tax authorities as having assets. And you have to pay tax on this capital. If you also have a mortgage, you can offset this debt against the value of your house to calculate the taxable capital.
Do you have real estate that you rent or lease. Then it is not necessary to declare the income from this to income tax. However, the WOZ value of the object in question must be known, because these are important data for the tax authorities. You must pay the municipal property tax on this. You must also pay wealth tax on rented properties.
In order to determine how much tax you have to pay, you must first determine what your benefit from saving and investing is. Either; what return you have achieved. You pay a percentage of 31% in tax on the determined return.
Real estate transaction and real estate taxation
Important is tax and legal certainty in a real estate transaction. Real estate already raises enough questions and regularly brings problems. Whether it is a purchase, sale, rental of real estate, or a question or issue concerning your real estate portfolio, AGA Fiscalisten provides thorough and reliable tax and legal advice or guidance throughout the entire process. It is important for you that risks are excluded as much as possible and that the most benefit is achieved. AGA Tax Specialist answers all questions concerning:
- Tax real estate issues and real estate taxation;
- Real estate transactions;
- Real estate financing;
- Real estate funds;
- Real estate management;
- And such.
Questions from private individuals about real estate
The following questions that we regularly receive from private individuals:
- Is depreciation of real estate wise in my specific situation?
- What about zoning plan regarding my real estate or real estate that I want to purchase?
- What about the environmental permits and environmental legislation regarding my real estate or real estate that I want to purchase?
- Do I have to classify my real estate as an investment or for my own use?
- What about the transfer tax on real estate?
- Is it better to rent with or without VAT?
Our tax specialists are asked many other financial questions and issues than the above. You can also submit all these questions to us. We provide clarity and solve your tax issue or question.
Why advice on real estate from AGA Fiscalisten?
AGA Fiscalisten stands for high-quality expert tax advice. All our tax specialists are senior tax specialists, have years of tax experience, and have graduated from the university in tax law and hold the title "mr.".
A (senior) tax specialist specializes in tax law while a tax advisor has only completed tax courses. A tax advisor has much less knowledge than a tax specialist and often makes mistakes with potentially significant financial consequences. It is wise not to settle for a non-qualified tax advisor, but to engage an expert senior tax specialist. This way you avoid problems, fines or procedures and you do not miss out on tax benefits due to advice that is not sufficiently expert.
High quality tax specialist; Master title mr. and years of experience
All our tax specialists have years of tax experience and the "mr." title. The most recent developments and changes concern taxation and all relevant legislation is studied and discussed by our tax specialists. This gives us the opportunity to clarify all the problems and issues about taxation. We achieve the best possible result for our customers. Tax advice, tax returns, financial advice, legal advice or discussion partner, AGA Fiscalisten will arrange it for you!
Contact AGA Fiscalisten
The tax specialists of AGA Fiscalisten can do a lot for you, from an answer or advice to your tax questions to guidance throughout the entire process. If you have any questions or issues and would like high-quality tax advice, please contact one of our expert experienced tax specialists for an intake interview free of charge and without obligation.
NEED TAX ADVICE? Call: 040-8489888 1st free and non-binding intake interview. Available by phone: Monday to Friday between 09.00h and 20.00h) We can also be reached by e-mail: info@agafiscalisten.nl or via the contact form on the right side of our website.
MORE INFORMATION
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AGA Fiscalisten specialisations
AGA Fiscalisten is at your service regarding:
- Financial advice;
- Tax advice;
- Wealth accumulation;
- Liability;
- Income security;
- The total insurance package;
- Pension accrual;
- Legal advice (tax lawyers, employment lawyers, corporate lawyers);
- Taxes: gift tax, inheritance tax, income tax, transfer tax and other taxes;
- Prepare tax returns and review tax assessments and orders;
- Tax law: legal proceedings, legal documents, due diligence assistance, etc.;
- Tax profit calculation, assets, lease car, real estate;
- Legal forms: B.V., VOF, partnership, N.V. limited partnership, association, foundation, holding structure etc;
- Tax inheritance law, death, divorce, advice regarding retirement provisions; and
- And so much more...
