Investments and tax
Investments and taxation is a difficult matter for many individuals, while there are so many opportunities. Of course, you know that you should not file an incorrect tax return, apply prohibited tax constructions or keep a sloppy administration. When you delve into tax matters, or receive expert tax advice on tax regulations and laws, there are important benefits to be gained and you are protected against sanctions, fines, legal proceedings and the like.
Private individuals sometimes need specialist knowledge, for example to calculate taxes on investments, sell/purchase investments, make real estate or investments financially transparent, and the like. AGA Fiscalisten has the expertise and experience to fully clarify complex financial issues. Our reliable expert tax specialists, who all have years of experience, see every opportunity. All our tax specialists have years of experience and the mr. title.
Income tax and investments
When you start investing, you may have to deal with two different types of taxes. You pay a capital return tax on the assets. In addition, you must also pay dividend tax on any dividend received. Because you do not have to pay tax twice, it may be deducted from the capital return tax
Investments is capital income tax box 3
Investment accounts, savings accounts and checking accounts count as assets for income tax purposes for the tax authorities. Power is included in box 3 for tax purposes. There is a tax-free capital. Above this tax-free capital, you pay a capital return tax.
Tax-free capital income tax box 3
The tax-free capital in the capital return tax is € 57,000 for a taxpayer in 2023. Tax partners have a tax-free capital of €114,000,- .
Fixed return on investments income tax
To calculate the return, the government uses a fictitious return (fixed return). This is a return that the government assumes you have achieved with your investments. Lately there has been a lot of fuss about this because the assumed return does not correspond to what savers often achieved with, for example, a savings account. Whether you invest or save, that was not important to the tax authorities until recently. A fixed assumed return was applied to each tranche of your assets. In 2025, this will finally change. This does not mean that one will no longer apply fictitious returns. Mainly the fictitious difference in investments and savings will be tackled, which was also the biggest problem. Until then, there is a kind of transitional arrangement.
Exemption from green investments income tax box 3
An exemption applies to green investments. This means that you only have to pay tax if the value of these investments exceeds a certain amount. You then pay tax on the difference between the amount of the exemption and the value of your green investments.
Questions from private individuals about investments
The following questions that we regularly receive from private individuals:
- What are the tax consequences of investing in real estate?
- What are the tax consequences of investing in shares?
- How much tax do I have to pay on my investments?
- What about dividends and taxes?
- What if I invest in crypto currencies?
Our tax specialists are asked many other financial questions and issues than the above. You can also submit all these questions to us. We provide clarity and solve your tax issue or question.
Why advice on investments from AGA Fiscalisten?
AGA Fiscalisten stands for high-quality expert tax advice. All our tax specialists are senior tax specialists, have years of tax experience, and have graduated from the university in tax law and hold the title "mr.".
A (senior) tax specialist specializes in tax law while a tax advisor has only completed tax courses. A tax advisor has much less knowledge than a tax specialist and often makes mistakes with potentially significant financial consequences. It is wise not to settle for a non-qualified tax advisor, but to engage an expert senior tax specialist. This way you avoid problems, fines or procedures and you do not miss out on tax benefits due to advice that is not sufficiently expert.
High quality tax specialist; Master title mr. and years of experience
All our tax specialists have years of tax experience and the "mr." title. The most recent developments and changes concern taxation and all relevant legislation is studied and discussed by our tax specialists. This gives us the opportunity to clarify all the problems and issues about taxation. We achieve the best possible result for our customers. Tax advice, tax returns, financial advice, legal advice or discussion partner, AGA Fiscalisten will arrange it for you!
Contact AGA Fiscalisten
The tax specialists of AGA Fiscalisten can do a lot for you, from an answer or advice to your tax questions to guidance throughout the entire process. If you have any questions or issues and would like high-quality tax advice, please contact one of our expert experienced tax specialists for an intake interview free of charge and without obligation.
NEED TAX ADVICE? Call: 040-8489888 1st free and non-binding intake interview. Available by phone: Monday to Friday between 09.00h and 20.00h) We can also be reached by e-mail: info@agafiscalisten.nl or via the contact form on the right side of our website.
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AGA Fiscalisten specialisations
AGA Fiscalisten is at your service regarding:
- Financial advice;
- Tax advice;
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- And so much more...
